Top-up Financing (Repeat Applicants)
Name
Top-up
Gender
Male and Female who have businesses
Location
Rural and Urban
Purpose
All SKM Islamic Financing for repeat customers with good payback history based on the criteria set in Operation Manual (maximum three payments due) will be Topped up. Topping-up Financing will be lighter & Shorter ONLY reconfirmation of Business Existence, Guarantors’ Commitment and Property Documents by the Branch Supervisor/Internal Control and processed will be centralized through Centralized Financing Unit (CFU) to encourage payment behavior and reduce cost both for SKM and Good Applicants
Target Businesses
All types of customers with RIGA (Regular-Income-Generating-Activities) and SIGA (Seasonal-Income-Generating-Activities)
Documents Required
eNID(eTazkira), Income source
Age
14-65 (Where 14-18 for light business and have ownership)
Group Members
1
Financing Amount in AFN & duration
10,000-1500,000 for 6-24 months (Depends on the Products
Collateral (Title Deed and Guarantor)
Financial guarantor (Business), Family guarantor and Titel deed OR Gold-Deposit-Guarantee
How to Apply
For more information please call our Customer Service Centre by dialing +93766505022 or visiting any of our branches.