Individual Salam Agreement (ISA)
Name and purpose of the product:
ISA is a Shariah-compliant financing product specifically structured to support agriculture and livestock-related income-generating activities, ensuring all operations adhere to Islamic principles
Gender
Male and Female
Location
Rural and Urban
Purpose
ISA is a Shariah Financing for agriculture and livestock activities
Target Businesses
All types of Agriculture activities and livestock activities that have Season-incomegenerating activities (SIGA) or Regular-Income-Generating-Activities (RIGA) with
established businesses.
Documents Required
Shariah-compliant financing for agricultural and livestock activities (SIGA/RIGA). Financing requires eNID, purchase bills, and a valid Business License. Business License for Financing over AFN 100,000.
Age
18-65
Members
1 Person
Financing Currency
AFN
Financing Amount
5,000 to 500,000
Financing term
6 to 18 months
Service Charge/Profit
1.25% Flat/Month
Collateral (Title Deed and Guarantor)
Financial guarantor (Business), Family guarantor and Titel deed OR Gold-Deposit-Guarantee