Shahy Khazana Microfinance Opens a New Branch in Khost Province! SKM is pleased to announce the official inauguration of its new branch in Khost Province, marking an important milestone in expanding access to financial services in the region. The opening of this branch represents a significant step toward providing accessible, reliable and Sharia-compliant financial services to the people of Khost. Through this new branch, traders, entrepreneurs, micro, small and medium-sized enterprises (MSMEs), farmers, livestock owners and other clients will have greater access to professional, efficient and transparent Islamic financing solutions tailored to their business and livelihood needs. Through this expansion SKM reaffirms its commitment to promoting financial inclusion, supporting business growth, creating employment opportunities and contributing to sustainable economic development in Afghanistan. Success Story! Paving the Way for Economic Freedom Mr. Naqibullah, a resident of Namaz Gah Village, Kashim District, Badakhshan Province, received Islamic Murabaha financing from Shahy Khazana Microfinance Institution to purchase fertilizer and seeds for his farm. With this support, he successfully cultivated three acres of wheat and one and a half acres of potatoes, improving his agricultural productivity and economic well-being. This success story highlights the positive impact of Islamic finance in empowering farmers, promoting self-sufficiency, and supporting sustainable economic growth. Together, we drive Afghanistan’s future with sustainable finance, social equity, and economic opportunity. Success Story! Paving the Way for Economic Freedom Mr. Sayed Qasim, owner of New Shinwari Restaurant in Kabul Province, received Islamic Murabaha financing from Shahy Khazana Microfinance Institution to purchase essential food supplies and strengthen his business operations. With this support, he successfully expanded his restaurant services, increased business capacity, and improved his family's income and economic stability. Shahy Khazana Microfinance Institution remains committed to empowering entrepreneurs and supporting sustainable economic growth through Shariah-compliant financial services. Together, we drive Afghanistan’s future with sustainable finance, social equity, and economic opportunity. Success Story! Paving the Way for Economic Freedom Mr. Mohammad Nazar, a resident of Madaba Village, Kashim District, Badakhshan Province, received Islamic Murabaha financing from Shahy Khazana Microfinance Institution to expand his livestock business. Through this support, his flock increased from 25 to 40 sheep, and he successfully raised 30 lambs. The growth of his business also enabled him to create employment by hiring one worker. This success story demonstrates how Islamic financing empowers entrepreneurs, promotes self-sufficiency, and contributes to sustainable economic development in local communities. Together, we drive Afghanistan’s future with sustainable finance, social equity, and economic opportunity. Outreach It delivers affordable, Islamic Shariah-compliant financial services to rural and urban communities alike. It supports small and medium businesses, enabling both men and women to access financing. This inclusive approach promotes economic growth while adhering to ethical and Islamic principles. VIEW DETAILS Financial Education Financial education equips individuals with money management skills, promotes informed borrowing, empowers women economically, and provides business management training for growth. VIEW DETAILS Channels Banks, EMIs’ wallets/apps, and SKM branches play key roles in financial accessibility. Banks provide traditional banking services, while EMIs’ wallets or apps offer digital payment solutions for convenient transactions. SKM branches extend their services to various locations VIEW DETAILS Technology Support EMIs offer digital platforms for deposits and payments, while tablet lending programs provide access to technology for education and business. VIEW DETAILS Borrowing Strategies Islamic financing provides ethical financial solutions based on Sharia law, focusing on investment and partnership through profit and risk-sharing models. VIEW DETAILS
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