Shahy Khazana Microfinance (SKM) is licensed as a Microfinance Institution under the Central Bank of Afghanistan (Da Afghanistan Bank) and registered with the Ministry of Commerce as a Limited Liability Company (LLC) with Head Office based in Kabul, Afghanistan. SKM specializes in delivering Shariah-compliant financing to underserved communities, with a focus on empowering small businesses and women entrepreneurs across Afghanistan
About Our Company
About Shahy Khazana
Planet
Supporting environmentally responsible businesses and green initiatives.
People
Promoting social impact through entrepreneurship, financial literacy, and economic empowerment.
Profit
Boosting economic growth by creating jobs and fostering sustainable development through Shariah-compliant financing.
Shahy Khazana Microfinance Core Values
Treating every individual with dignity, promoting empathy and respect for all stakeholders, especially the marginalized.
Focused on the broader picture of community development, fostering both financial stability and social progress, empowering individuals, families, and entire communities
Operating with integrity and honesty, ensuring all practices and services align with our core ethical principles of fairness, equality, and transparency.
Constantly seeking new ideas, technologies, and solutions to address evolving challenges, ensuring our approach is not only adaptive but transformative.
Holding ourselves responsible for the outcomes of our actions, ensuring that the services provided meet high standards and contribute positively to the community.
Encouraging collaboration and partnerships, fostering collective success where the whole community thrives, and individuals’ growth is supported by mutual respect and cooperation.
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Islamic Financing Instruments
Group Murabeha Agreement
10,000-100,000AFN
Individual Murabeha Agreement
10,000-500,000AFN)
Salam Individual Agreement
10,000-250,000AFN)
Salam Agricultures loan
10,000-100,000 AFN)
SME Murabeha Agreement
1,000-2000,000AFN)